Homeowner Insurance

New Homeowners

Get Protection For Your Home With Homeowners Insurance

Protecting your home is paramount, and our personal insurance agency is here to help. Homeowners insurance not only shields your property from unexpected events but also provides peace of mind, knowing that you’re safeguarding your most valuable asset. 

It also ensures compliance with legal requirements, offering comprehensive coverage for property damage and liability.

Read more about our different coverage options below:

Coverage A: Dwelling Protection

Safeguard your home against potential damage from covered perils like hurricanes, wind, hail, lightning, or fire. Ensure your home is insured for its current replacement value. Our agency performs a comprehensive evaluation to determine the right amount of dwelling coverage for your home.

Coverage B: Other Structures on your Property

Includes detached garages, sheds, or other structures not directly connected to your home in.

Coverage C: Personal Property (Contents)

Encompasses personal belongings like furniture, clothing, electronics, guns, and jewelry. Think of it as everything that falls out when you turn your home upside down.

Coverage D: Loss of Use

Provides coverage for living expenses if you can’t stay in your home due to a covered claim. Covers expenses like hotels, food, and other living costs during home repairs.

Coverage E: Personal Liability

Crucial coverage for legal defense fees and damages (up to your policy limit) if you or someone in your household accidentally causes injury or property damage. Consider an Excess Liability (Umbrella) policy for added protection.

Coverage F: Medical Payments

Includes guest medical coverage for accidental injuries in or around your home. Covers reasonable and necessary medical expenses (up to policy limits) not covered by liability protection.

To ensure your home is fully protected, consider the comprehensive homeowners insurance options offered by Big Sky Insurance Agency. Our tailored coverage plans provide robust protection for your dwelling, other structures, personal property, and more. Safeguard your most valuable asset and gain peace of mind knowing you’re covered against unexpected events.

Contact Big Sky Insurance Agency today for a free quote and let us help you find the perfect homeowners insurance policy to meet your needs. Protect your home and everything in it with the best coverage available.

Easily Get A Homeowners Insurance Quote Three Ways:

01

Give Us A Call

Call us at  (816) 322-2888 and provide us with your information and our team will give you an accurate quote.

02

Use Our Secure, Easy to Use Portal.

If you have a login to your current insurance carrier’s website, click the button below or scan the QR code. Choose your carrier and login. Your details will be transmitted securely to our team, and we’ll get in touch with you promptly.

03

Fill out our form

By filling out the form below, you will provide us with essential information in order for our team to give you an accurate quote.

Contact Big Sky Agency Today!

Protecting What Matters Most

Explore our Personal Insurance Page to discover how we can safeguard your family, home, vehicles, and your overall financial security. Our comprehensive insurance solutions provide peace of mind and ensure you’re prepared for life’s unexpected challenges. Don’t leave your loved ones and assets vulnerable. Visit our Personal Insurance Page today and take the first step towards a more secure future.